This is a sponsored post. I am a Kmart blogger, though all opinions are my own. You cannot deny it; the countdown is on to the holiday season! Although many of us do not start shopping, decorating and celebrating until after Thanksgiving, there are a few holiday musts that you need to start sooner rather than later, specifically before Halloween. First, putting your items, big or small, on Layaway. Since most Layaway contracts are eight weeks long, this is the ideal time to shop now and pay over time. You do not want your wallet to go into shock on November 29th, do you? I did not think so. Do you still need convincing? Here are a few Layaway Lessons to keep in mind:

Top Reasons To Use Kmart Layaway Online:

  • The cat ate your Christmas tree. OK, so even if you don’t have a cat but last year’s Christmas tree was on its last limb and this is the year you need a new one. On the other hand, maybe you just got a cat and the days of having a real tree are over. Either way, you need some new decorating digs. Pick up a pre-lit tree (because that’s the way to go), LED lights, wreaths and village houses now and pay them off in time for decking those halls!
  • Your gift list has grown. Maybe you have found a new group of friends, entered into a new family or you’re just feeling extra generous this year. Long gift lists call for Layaway. Fill that cart to the brim and roll it over to the Layaway counter. Your pals won’t know you paid their gifts off over time.
  • Money is tight this year. It’s not just you; many of us are watching our spending. If you’re having trouble staying afloat while keeping those bills paid, Layaway is a must. Not only will you avoid ‘wallet shock,’ you’ll keep your pre-holiday peace of mind.

Whether you have one or 100 items , you can Layaway almost everything on your list without paying a service fee through 11/23. Plus, you can pay in store, online or using a mobile phone. Eight or 12 weeks later, depending on your contract, and pick up your items and you are good to go! As an added bonus, after you figure out how easy it is, you can Layaway all year round at Kmart.