teaching your kids about money

Benefits Of A Credit Union

Have you ever been part of a credit union?  I was many years ago and I know there are some really great benefits of a credit union.  I had belonged to a credit union through a former employer, which, for the longest time, I thought that was the only way you could be a member.  A neighbor recently told me of some great loan rates she was able to get through her credit union that is when I found out that anyone could join a credit union.  There are credit unions throughout the U.S., but for those of you who live in the North Central Massachusetts area you have the Workers’ Credit Union (WCU).  Credit union ma has 14 branch locations throughout Massachusetts.

Workers Credit Union

There are some extraordinary services offered as a part of WCU, one of which is branch sharing.  This means you can make deposits, withdrawals, and loan payments at over 1,300 credit unions throughout the United States.   Members of Workers Credit Union also enjoy the benefit of experiencing surcharge-free ATMs, and 24/7 account access to over 100 local Massachusetts ATMs.  Other services offered are: Savings accounts, checking accounts, CDs, IRAs, loans and credit cards offered at competitive rates.  They also offer financial solutions for homeowners, including mortgages, jumbo loans, short-term mortgage pay-off for retiring individuals, home equity loans, and CU realty rebate program.  Some additional extras provided are pre and post retirement planning, education planning, estate conservation strategies, life insurance, and long-term care insurance.

WCU offers great program to their members called Balance Financial Fitness.  This program provides money management, debt management, credit report review, and an online financial education center.  This is an awesome service to have at your disposal.  It seems so many people are seeing how far they can stretch the dollar and are striving to be debt free.  Learning how to manage your money is so beneficial.

For business owners, WCU offers a full array of business solutions including, business savings accounts, checking accounts, business credit cards, commercial lending, business retirement planning services, and other financial services to help businesses thrive.

On top of all the services that are provided, there are some great member benefits as well, including IdentitySecure service, payment protection, auto loans, online bill pay, and more.

If you are in the Massachusetts, it is definitely worth it to take a look at Workers’ Credit Union.