Almost all businesses have something called a disaster recovery plan. This is their strategies and procedures for coping with an incident that may destroy their IT infrastructure, and even make their offices inaccessible. It allows them to make sure they won’t lose any important information and will be able to recover quickly, and continue operating in events like fires, floods, earthquakes, and even terrorist attacks.

Now, you probably don’t need anything as formal as a business’ disaster recovery plan, but do you have a plan to stop you losing important records, files, photos and other media if your personal technology isn’t available?

Why Everyone Should Have a Personal Tech Disaster Recovery PlanWhile the very same things that can hit a business in terms of natural disasters can also affect you and the things in your home, when it is your own personal tech we are talking about, there are some far smaller and more common incidents that can equate to disasters in terms of loss of data if they occur. You may, for instance, have your phone stolen, or your PC may break down and you might not be able to repair it without losing things. If you keep a lot of stuff you really care about on your tech devices, whether it is important financial records or photos of your loved ones, losing them can be a very real prospect if you don’t think about disaster recovery.

Luckily, there are a couple of simple changes you can make that will cover you and help you bounce back from tech disasters large and small.

Use Cloud Back Ups: When you back things up to the cloud, you can pull them down from the internet on any device you have access to. This means if your hardware is destroyed, stolen or failing, you won’t lose your files. You can either use a formal method of backing things up to the cloud, or simply make sure everything you care about exists online or in a cloud based email system like Gmail somewhere. If you upload all your pictures to Instagram or Facebook, and email yourself any important files from a cloud account, this can keep them safe, though using a proper cloud backup system can be easier.

Insure Important Tech: Things like phones, tablets and laptops may not be as well covered by your home insurance as you think, especially given they are items you’ll often have with you when you are out and about or traveling. For this reason, consider insuring your important hardware with separate technology insurance designed for these kinds of items, so you’ll be able to quickly and easily get a replacement and keep going if something should happen to your most relied upon personal technology.

By considering these two points and looking for any other potential problems you would encounter if something happened to your personal tech, you can make your own disaster recovery plan and ensure you won’t have to worry about your files or hardware if the unforeseen happens.