This is a Sponsored post written by me on behalf of Kmart for SocialSpark. All opinions are 100% mine.


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As the holiday season draws near, it is time to start making those lists of gifts to purchase for the people in your life.  It is also the time to start watching for sales on those items!   The holidays are just a few months away and will be here before your know it.  Purchasing all those gifts can get to be rather costly, I know every year my intention is to put a little away each month towards holiday.  Unfortunately, this does not always work out as well as I want to and seem to, more often than not, end up being upside down in my "holiday" account.

I remember when I was growing up my mom used to purchase all of clothing through layaway plans.  I never really hear about those any more, although I know some stores do offer it.  Since the season of giving is coming upon us, Kmart has decided to join the theme with their own  “Kmart's Big Layaway Giveaway”.  Now, that gift that you have been eyeing, for you or someone else, can be put on layaway.   The bonus part is that every week, now through November 17, they will be drawing a name of someone whose has items on layaway.  If that person is you, then they will pay off your unpaid balance of whatever you have on layaway.  This event drawing will occur at each and every store! Are you interested in free layaway.

Have you ever used a layaway system?  If not, here is some information on how it works.   You shop for virtually anything you need.  Once your items are selected bring them to the layaway counter.  At that point you will pay a down payment, which includes a service fee.  They service fee is $5 – $10 depending on they length of your layaway.  Then you continue to make scheduled payments ever 2 weeks until your balance is paid in full.  For instance, if your items came to $100, you would make a down payment of $15 and then pay $23 every 2 weeks.  Your final total paid amount would be $105.

Since all three of my children are currently in gymnastics, I would get each of them some more gymnastics active wear.

The one thing I really appreciate with Kmart's layaway plan is how affordable it is!  If you were planning to use the layaway plan at a store such as Best Buy, you would first of all be limited to which store you could go to since there are only a select few in each state.  Then you would need to make a 25% initial down payment, plus a 5% nonrefundable layaway fee.  On top of that your total has to be $250 or more.  Then you would pay every two weeks until your balance is paid in full.  This layaway plan is definitely more pricier to set up.

I cannot wait to head over to Kmart to start buying holiday gifts via the Big Layaway Giveaway!  Besides being an affordable plan, I am super excited at the prospect of winning the giveaway.

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